Many patients get frustrated when it comes time to navigate their dental insurance because of the varying benefits, complicated jargon, and the hassle of spending countless minutes on the phone with someone from their insurance company. Our team at Kobza Dental can help you seamlessly navigate your plan while maximizing your benefits and saving you from steep out-of-pocket costs. If you have any questions about your dental insurance plan, don’t hesitate to reach out and ask us!
In order to understand your dental insurance plan, you’ll need to commit a few very important terms to memory:
It’s important to remember that every dental insurance plan varies, so to find out what your unique benefits cover, you’ll need to call your provider directly. However, most insurance companies determine coverage based on a 100-80-50 structure. This means that they typically cover 100 percent of preventive treatments, like checkups and cleanings, 80 percent of basic treatments, like cavity fillings, and 50 percent of more invasive procedures, like tooth extractions.
At Kobza Dental, our goal is to make receiving the dental care you need accessible and stress-free. One of the ways we do this is by being an in-network PPO provider for Delta Dental and BlueCross BlueShield - but our team makes insurance easy for ALL providers. We’re also happy to file claims with out-of-network providers as well to help you maximize your benefits. To learn more about what plans we’re in-network with, contact our office today!