{"id":110,"date":"2019-11-22T15:03:49","date_gmt":"2019-11-22T15:03:49","guid":{"rendered":"https:\/\/www.kobzadental.com\/blog\/?p=110"},"modified":"2019-11-22T15:03:51","modified_gmt":"2019-11-22T15:03:51","slug":"lose-money-dental-insurance-benefits-2019","status":"publish","type":"post","link":"https:\/\/www.kobzadental.com\/blog\/2019\/11\/22\/lose-money-dental-insurance-benefits-2019\/","title":{"rendered":"Don\u2019t Lose Money with Your Dental Insurance Benefits Before 2019 Ends"},"content":{"rendered":"\n
\"teeth<\/figure><\/div>\n\n\n\n

Maybe you\u2019ve cut out getting a coffee every day. You monitor\nyour savings and keep track of your spending each month. Perhaps you\u2019re even trying\nto eat right and get an annual checkup with your doctor to stay healthier. You\nlook for ways that you can save as much as possible, but are you making sure to\nuse your dental\ninsurance<\/a> benefits? On January 1, 2020, about 100 million dollars in dental\ninsurance benefits will be forfeited because people failed to take advantage of\nthe benefits they\u2019ve already paid for. Are you one of them? In this post, you\u2019ll\nlearn how dental insurance works and how you can get the most value from it.<\/p>\n\n\n\n\n\n\n\n

What Dental Insurance Provides for You<\/h2>\n\n\n\n

You pay toward your dental insurance from your paycheck, but\nwhat does that money actually do for you? Although each individual policy will\ndiffer from the next, in general, dental insurance focuses primarily on\npreventing oral problems. In fact, insurance companies emphasize the importance\nof regular preventive services by mostly, if not completely, covering them. Basically,\nyou can get two dental checkups and cleanings with little or even no out-of-pocket\ncost to you, depending on your coverage.<\/p>\n\n\n\n

If you do experience an oral problem, such as a cavity, it\npays to resolve it as quickly as possible. While minor restorative care usually\nhas 70 to 80 percent coverage, major repairs are typically only 50 percent\ncovered, costing you more money. <\/p>\n\n\n\n

What Happens to Your Benefits<\/h2>\n\n\n\n

If you don\u2019t take all of your paid-time off, your employer\ntypically rolls these days into the next year, allowing you to still take\nadvantage of these days even after the new year begins. Unlike your unused vacation\ndays at work, your dental insurance benefits do not carry over. Rather, they\nreset and start all over again. So if you missed a dental visit in 2019, you do\nnot get an extra covered appointment for 2020. You simply lose those benefits\nand the money you paid for them.<\/p>\n\n\n\n

How to Get the Most Bang for Your Buck<\/h2>\n\n\n\n

As previously mentioned, your dental insurance coverage\ndecreases as your dental treatment becomes more invasive. To reduce what you\u2019ll\nneed to pay to care for your smile, you should make sure that you are keeping\nup with your semi-annual dental visits. They may seem unimportant, but they can\nmake sure that you use your available benefits and save you significant money\nby helping you avoid advanced, expensive treatment in the future.<\/p>\n\n\n\n

As 2019 comes to a close, don\u2019t be one of those who leaves\nmoney on the table. You\u2019ve already paid for your dental insurance benefits, so\nyou deserve to use them to care for your smile. Make sure you squeeze in a\nvisit to your dentist before the end of the year, so you don\u2019t waste your hard-earned\nmoney. Your smile and your wallet will thank you for it!<\/p>\n\n\n\n

About Dr. J. Travis Kobza<\/h2>\n\n\n\n

Dr.\nJ. Travis Kobza<\/a> has been practicing dentistry since 2007 and opened a\npractice in Falls City in 2013. Although he has completed advanced training in\ndental implants and hospital dentistry, he much prefers and strives to help\npatients avoid dental problems altogether. At Kobza Dental, P.C., his team\nworks with all major PPO dental insurance plans and is in-network with Delta\nDental and BlueCross BlueShield. If you have an insurance question for the team\nat Kobza Dental, P.C., just call or click here<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"

Maybe you\u2019ve cut out getting a coffee every day. You monitor your savings and keep track of your spending each month. Perhaps you\u2019re even trying to eat right and get an annual checkup with your doctor to stay healthier. You look for ways that you can save as much as possible, but are you making […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-110","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.kobzadental.com\/blog\/wp-json\/wp\/v2\/posts\/110","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.kobzadental.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.kobzadental.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.kobzadental.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.kobzadental.com\/blog\/wp-json\/wp\/v2\/comments?post=110"}],"version-history":[{"count":1,"href":"https:\/\/www.kobzadental.com\/blog\/wp-json\/wp\/v2\/posts\/110\/revisions"}],"predecessor-version":[{"id":112,"href":"https:\/\/www.kobzadental.com\/blog\/wp-json\/wp\/v2\/posts\/110\/revisions\/112"}],"wp:attachment":[{"href":"https:\/\/www.kobzadental.com\/blog\/wp-json\/wp\/v2\/media?parent=110"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.kobzadental.com\/blog\/wp-json\/wp\/v2\/categories?post=110"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.kobzadental.com\/blog\/wp-json\/wp\/v2\/tags?post=110"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}